The blog
Property risk, insurance, and the weather data behind it — for landlords and agents.
Flood Alert, Flood Warning, Severe Flood Warning: what each means for a landlord
The Environment Agency uses three levels of flood warning in England. What each one means, and what a landlord with tenants should do at each stage.
Empty rental property over winter: frozen pipes and the unoccupancy clause
A vacant property in winter is exposed to burst pipes, and to the insurance conditions that apply once it has been empty for a while. What to check before the first frost.
Dry summers and clay soil: how subsidence risk builds over a season
Clay soil shrinks as it dries, and the risk builds up over a whole season. How a soil moisture deficit tracks it, and what 51 years of UK weather show about which summers matter.
Condensation, penetrating damp or rising damp? Telling them apart when a tenant reports mould
Condensation is the most common cause of mould in UK homes, but penetrating and rising damp need different fixes. The signs of each, and what to record when a tenant reports it.
Awaab's Law and private landlords: what applies now, and what's coming
Awaab's Law is social-housing-only, with strict deadlines for damp and mould. The real timeline for private landlords, and why it's worth planning for now.
Is subsidence covered by landlord insurance? What UK portfolio landlords need to know
Standard buildings insurance covers subsidence, but the excess is higher, the scrutiny closer, and the average claim just hit a record £17,820 (ABI).